Patreon vs Gumroad: fees and what you keep
Patreon leaves more at every volume up to 1,000 membership payments a month, at $10 each. With 100 membership payments of $10 a month you keep $841 on Patreon Standard and $791 on Gumroad, $600 a year more on Patreon. Of each membership payment, Patreon takes 10%; Gumroad takes 10% + $0.50 (5% after $20,000 a month); processing comes on top.
Who leaves more as membership payments grow
- $5: Patreon leaves more at every volume up to 1,000 membership payments a month.
- $10: Patreon leaves more at every volume up to 1,000 membership payments a month.
- $25: Patreon leaves more at every volume up to 1,000 membership payments a month.
- $50: Patreon leaves more up to 499 membership payments a month, they leave the same from 500 to 500 membership payments a month and Gumroad leaves more from 501 membership payments a month.
From 1 to 1,000 membership payments a month, each platform on whichever of its plans open to new sign-ups leaves the most at that size; US payments, payout fees left out.
What you keep a month
| Membership payments a month | Patreon | Gumroad |
|---|---|---|
| 10 of $5 $50 | $40.50 Standard | $35.50 |
| 100 of $5 $500 | $405 Standard | $355 |
| 1,000 of $5 $5,000 | $4,050 Standard | $3,550 |
| 10 of $10 $100 | $84.10 Standard | $79.10 |
| 100 of $10 $1,000 | $841 Standard | $791 |
| 1,000 of $10 $10,000 | $8,410 Standard | $7,910 |
| 10 of $25 $250 | $214.70 Standard | $209.70 |
| 100 of $25 $2,500 | $2,147 Standard | $2,097 |
| 1,000 of $25 $25,000 | $21,470 Standard | $21,220 |
| 10 of $50 $500 | $432.50 Standard | $427.50 |
| 100 of $50 $5,000 | $4,325 Standard | $4,275 |
| 1,000 of $50 $50,000 | $43,250 Standard | $44,250 |
After each one's subscription, cut, payment processing and any fee on recurring payments; bold marks the larger.
Other kinds of payment
| 100 a month of | Patreon | Gumroad |
|---|---|---|
| Sales of $10 | $841 Standard | $791 |
| Sales of $25 | $2,147 Standard | $2,097 |
Every fee side by side
| Patreon | Gumroad | |
|---|---|---|
| Subscription a month | None | None |
| Cut of membership payments | 10% | 10% + $0.50 (5% after $20,000 a month) |
| Cut of sales | 10% | 10% + $0.50 (5% after $20,000 a month) |
| Payment processing | 2.9% + $0.30 | 2.9% + $0.30 |
| Payments from outside the US | None listed | None listed |
| Recurring payments | None listed | None listed |
| Currency conversion | +2.5% | None listed |
| Payouts | Patreon takes a fee per payout: $0.25 by US direct deposit, 1% (at least $0.25, at most $20) by PayPal and $1 by Payoneer outside the US; PayPal needs at least $10, Payoneer $25. | Gumroad names no fee for bank payouts; PayPal payouts cost 2% and instant US payouts 3% on up to $10,000. You need a $100 balance for a regular payout. |
Plans open to new sign-ups. “None listed”: the platform's pages we read state no such fee.
In their own words
Patreon: “If you published your creator page after August 4, 2025, please note that you are on our standard 10% pricing plan.” “Unlike legacy plans, the standard 10% plan applies the same processing rates to all payments, regardless of amount.”
Gumroad: “For sales made on Gumroad's website, we charge a 10% + $0.50 fee + sales tax per transaction. This does not include: Credit card processing (2.9% + $0.30) PayPal fees” “Sales made through Gumroad's marketplace (discovery sales via Gumroad.com) are subject to a flat 30% fee, which includes all processing fees.”
Patreon or Gumroad: quick answers
Is Patreon or Gumroad cheaper?
For membership payments: at 10 membership payments of $5 ($50), Patreon leaves $40.50 against $35.50 on Gumroad, $60 a year more; at 100 membership payments of $10 ($1,000), Patreon leaves $841 against $791 on Gumroad, $600 a year more; at 1,000 membership payments of $50 ($50,000), Gumroad leaves $44,250 against $43,250 on Patreon, $12,000 a year more. That's each platform's cut, payment processing and any subscription or fee on recurring payments, each on its best plan for that month, before payout fees.
How much do Patreon and Gumroad take from a $10 membership payment?
Patreon Standard takes $1.59 (15.9%) and Gumroad takes $2.09 (20.9%), at 100 membership payments a month on each one's best plan.
Which is better for sales, Patreon or Gumroad?
On fees, Patreon: 100 sales of $10 a month leave $841 on Patreon Standard and $791 on Gumroad. Per sale: Patreon Standard takes $1.59 (15.9%) and Gumroad takes $2.09 (20.9%).
Do Patreon and Gumroad charge a monthly fee?
Neither does: both take their cut from each payment as it comes in, so a month without payments costs nothing on either.
How do Patreon and Gumroad pay you out?
Patreon takes a fee per payout: $0.25 by US direct deposit, 1% (at least $0.25, at most $20) by PayPal and $1 by Payoneer outside the US; PayPal needs at least $10, Payoneer $25. Gumroad names no fee for bank payouts; PayPal payouts cost 2% and instant US payouts 3% on up to $10,000. You need a $100 balance for a regular payout.
Each in detail: Patreon fees, Gumroad fees. Related: Patreon vs Ko-fi, Buy Me a Coffee vs Patreon, Substack vs Patreon, Whop vs Patreon, Whop vs Gumroad, Ko-fi vs Gumroad, Lemon Squeezy vs Gumroad. Every option ranked: Patreon alternatives. All the plans side by side: creator payment platform fees.
Sources: Patreon's fees, read on 7 October 2026 and Gumroad's fees, read on 5 October 2026, with the other help pages each fee page lists.
Prices checked against each platform's own pricing page on .