Whop vs Gumroad: fees and what you keep
Whop leaves more at every volume up to 1,000 sales a month, at $25 each. With 100 sales of $25 a month you keep $2,402 on Whop and $2,097 on Gumroad, $3,660 a year more on Whop. Of each sale, Whop lists no cut beyond processing; Gumroad takes 10% + $0.50 (5% after $20,000 a month); processing comes on top.
Who leaves more as sales grow
- $10: Whop leaves more at every volume up to 1,000 sales a month.
- $25: Whop leaves more at every volume up to 1,000 sales a month.
- $50: Whop leaves more at every volume up to 1,000 sales a month.
- $100: Whop leaves more at every volume up to 1,000 sales a month.
From 1 to 1,000 sales a month, each platform on whichever of its plans open to new sign-ups leaves the most at that size; US payments, payout fees left out.
What you keep a month
| Sales a month | Whop | Gumroad |
|---|---|---|
| 10 of $10 $100 | $94.30 | $79.10 |
| 100 of $10 $1,000 | $943 | $791 |
| 1,000 of $10 $10,000 | $9,430 | $7,910 |
| 10 of $25 $250 | $240.20 | $209.70 |
| 100 of $25 $2,500 | $2,402 | $2,097 |
| 1,000 of $25 $25,000 | $24,020 | $21,220 |
| 10 of $50 $500 | $483.50 | $427.50 |
| 100 of $50 $5,000 | $4,835 | $4,275 |
| 1,000 of $50 $50,000 | $48,350 | $44,250 |
| 10 of $100 $1,000 | $970 | $863 |
| 100 of $100 $10,000 | $9,700 | $8,630 |
| 1,000 of $100 $100,000 | $97,000 | $90,300 |
After each one's subscription, cut, payment processing and any fee on recurring payments; bold marks the larger.
Other kinds of payment
| 100 a month of | Whop | Gumroad |
|---|---|---|
| Membership payments of $25 | $2,402 | $2,097 |
| Membership payments of $50 | $4,835 | $4,275 |
Every fee side by side
| Whop | Gumroad | |
|---|---|---|
| Subscription a month | None listed | None |
| Cut of membership payments | None listed | 10% + $0.50 (5% after $20,000 a month) |
| Cut of sales | None listed | 10% + $0.50 (5% after $20,000 a month) |
| Payment processing | 2.7% + $0.30 | 2.9% + $0.30 |
| Payments from outside the US | +1.5% | None listed |
| Recurring payments | None listed | None listed |
| Currency conversion | +1% | None listed |
| Payouts | Whop charges per withdrawal: $2.50 by next-day ACH, 4% + $2.50 by instant bank deposit (RTP), 5% + $1 by crypto, 5% + $2.50 by Venmo and $23 by bank wire; local bank transfers outside the US vary by country. Minimum $10 where it applies. | Gumroad names no fee for bank payouts; PayPal payouts cost 2% and instant US payouts 3% on up to $10,000. You need a $100 balance for a regular payout. |
Plans open to new sign-ups. “None listed”: the platform's pages we read state no such fee.
In their own words
Whop: “Whop aims to be the cheapest, most resilient place to accept pure payments.” “2.7% + $0.30 per successful transaction for domestic cards + 1.5% for international cards + 1% if currency conversion applies”
Gumroad: “For sales made on Gumroad's website, we charge a 10% + $0.50 fee + sales tax per transaction. This does not include: Credit card processing (2.9% + $0.30) PayPal fees” “Sales made through Gumroad's marketplace (discovery sales via Gumroad.com) are subject to a flat 30% fee, which includes all processing fees.”
Whop or Gumroad: quick answers
Is Whop or Gumroad cheaper?
For sales: at 10 sales of $10 ($100), Whop leaves $94.30 against $79.10 on Gumroad, $182.40 a year more; at 100 sales of $25 ($2,500), Whop leaves $2,402 against $2,097 on Gumroad, $3,660 a year more; at 1,000 sales of $100 ($100,000), Whop leaves $97,000 against $90,300 on Gumroad, $80,400 a year more. That's each platform's cut, payment processing and any subscription or fee on recurring payments, each on its best plan for that month, before payout fees.
How much do Whop and Gumroad take from a $25 sale?
Whop takes $0.98 (3.9%) and Gumroad takes $4.03 (16.1%), at 100 sales a month on each one's best plan.
Which is better for membership payments, Whop or Gumroad?
On fees, Whop: 100 membership payments of $25 a month leave $2,402 on Whop and $2,097 on Gumroad. Per membership payment: Whop takes $0.98 (3.9%) and Gumroad takes $4.03 (16.1%).
Do Whop and Gumroad charge a monthly fee?
Whop's fee page lists no monthly fee. Gumroad charges no monthly fee. Both take their cut from each payment as it comes in.
How do Whop and Gumroad pay you out?
Whop charges per withdrawal: $2.50 by next-day ACH, 4% + $2.50 by instant bank deposit (RTP), 5% + $1 by crypto, 5% + $2.50 by Venmo and $23 by bank wire; local bank transfers outside the US vary by country. Minimum $10 where it applies. Gumroad names no fee for bank payouts; PayPal payouts cost 2% and instant US payouts 3% on up to $10,000. You need a $100 balance for a regular payout.
Each in detail: Whop fees, Gumroad fees. Related: Whop vs Patreon, Whop vs Skool, Patreon vs Gumroad, Ko-fi vs Gumroad, Lemon Squeezy vs Gumroad. All the plans side by side: creator payment platform fees.
Sources: Whop's fees, read on 7 October 2026 and Gumroad's fees, read on 5 October 2026, with the other help pages each fee page lists.
Prices checked against each platform's own pricing page on .