Whop vs Skool: fees and what you keep
Whop leaves more at every volume up to 1,000 membership payments a month, at $29 each. With 100 membership payments of $29 a month you keep $2,792 on Whop and $2,687 on Skool Pro, $1,260 a year more on Whop. Of each membership payment, Whop lists no cut beyond processing; Skool takes 10% + $0.30 on Hobby ($9 a month) and 2.9% + $0.30 (3.9% above $900) on Pro ($99 a month); Skool includes processing, the other charges it on top.
Who leaves more as membership payments grow
- $9: Whop leaves more at every volume up to 1,000 membership payments a month.
- $29: Whop leaves more at every volume up to 1,000 membership payments a month.
- $49: Whop leaves more at every volume up to 1,000 membership payments a month.
- $99: Whop leaves more at every volume up to 1,000 membership payments a month.
From 1 to 1,000 membership payments a month, each platform on whichever of its plans open to new sign-ups leaves the most at that size; US payments, payout fees left out.
What you keep a month
| Membership payments a month | Whop | Skool |
|---|---|---|
| 10 of $9 $90 | $84.60 | $69 Hobby |
| 100 of $9 $900 | $846 | $771 Hobby |
| 1,000 of $9 $9,000 | $8,460 | $8,341 Pro |
| 10 of $29 $290 | $279.20 | $249 Hobby |
| 100 of $29 $2,900 | $2,792 | $2,687 Pro |
| 1,000 of $29 $29,000 | $27,920 | $27,761 Pro |
| 10 of $49 $490 | $473.80 | $429 Hobby |
| 100 of $49 $4,900 | $4,738 | $4,629 Pro |
| 1,000 of $49 $49,000 | $47,380 | $47,181 Pro |
| 10 of $99 $990 | $960.30 | $879 Hobby |
| 100 of $99 $9,900 | $9,603 | $9,484 Pro |
| 1,000 of $99 $99,000 | $96,030 | $95,731 Pro |
After each one's subscription, cut, payment processing and any fee on recurring payments; bold marks the larger.
Every fee side by side
| Whop | Skool | |
|---|---|---|
| Subscription a month | None listed | $9 (Hobby), $99 (Pro) |
| Cut of membership payments | None listed | 10% + $0.30 (Hobby), 2.9% + $0.30 (3.9% above $900) (Pro) |
| Payment processing | 2.7% + $0.30 | Included |
| Payments from outside the US | +1.5% | None listed |
| Recurring payments | None listed | None listed |
| Currency conversion | +1% | None listed |
| Payouts | Whop charges per withdrawal: $2.50 by next-day ACH, 4% + $2.50 by instant bank deposit (RTP), 5% + $1 by crypto, 5% + $2.50 by Venmo and $23 by bank wire; local bank transfers outside the US vary by country. Minimum $10 where it applies. | “The available balance is paid out every Wednesday directly to your bank account.” Skool names no payout fee. |
Plans open to new sign-ups. “None listed”: the platform's pages we read state no such fee.
In their own words
Whop: “Whop aims to be the cheapest, most resilient place to accept pure payments.” “2.7% + $0.30 per successful transaction for domestic cards + 1.5% for international cards + 1% if currency conversion applies”
Skool: “10% + 30c /transaction for all transactions” “2.9% + 30c /transaction for transactions up to $899 USD.” “3.9% + 30c /transaction for transactions above $900 USD.”
Whop or Skool: quick answers
Is Whop or Skool cheaper?
For membership payments: at 10 membership payments of $9 ($90), Whop leaves $84.60 against $69 on Skool, $187.20 a year more; at 100 membership payments of $29 ($2,900), Whop leaves $2,792 against $2,687 on Skool, $1,260 a year more; at 1,000 membership payments of $99 ($99,000), Whop leaves $96,030 against $95,731 on Skool, $3,588 a year more. That's each platform's cut, payment processing and any subscription or fee on recurring payments, each on its best plan for that month, before payout fees.
How much do Whop and Skool take from a $29 membership payment?
Whop takes $1.08 (3.7%) and Skool Pro takes $1.14 (3.9%) plus $99 a month, at 100 membership payments a month on each one's best plan.
Do Whop and Skool charge a monthly fee?
Whop's fee page lists no monthly fee. Skool has Hobby at $9 a month and Pro at $99 a month. Both take their cut from each payment as it comes in.
How do Whop and Skool pay you out?
Whop charges per withdrawal: $2.50 by next-day ACH, 4% + $2.50 by instant bank deposit (RTP), 5% + $1 by crypto, 5% + $2.50 by Venmo and $23 by bank wire; local bank transfers outside the US vary by country. Minimum $10 where it applies. “The available balance is paid out every Wednesday directly to your bank account.” Skool names no payout fee.
Each in detail: Whop fees, Skool fees. Related: Whop vs Patreon, Whop vs Gumroad. All the plans side by side: creator payment platform fees.
Sources: Whop's fees, read on 7 October 2026 and Skool's fees, read on 5 October 2026, with the other help pages each fee page lists.
Prices checked against each platform's own pricing page on .