Whop vs Patreon: fees and what you keep
Whop leaves more at every volume up to 1,000 membership payments a month, at $10 each. With 100 membership payments of $10 a month you keep $943 on Whop and $841 on Patreon Standard, $1,224 a year more on Whop. Of each membership payment, Whop lists no cut beyond processing; Patreon takes 10%; processing comes on top.
Who leaves more as membership payments grow
- $5: Whop leaves more at every volume up to 1,000 membership payments a month.
- $10: Whop leaves more at every volume up to 1,000 membership payments a month.
- $25: Whop leaves more at every volume up to 1,000 membership payments a month.
- $50: Whop leaves more at every volume up to 1,000 membership payments a month.
From 1 to 1,000 membership payments a month, each platform on whichever of its plans open to new sign-ups leaves the most at that size; US payments, payout fees left out.
What you keep a month
| Membership payments a month | Whop | Patreon |
|---|---|---|
| 10 of $5 $50 | $45.60 | $40.50 Standard |
| 100 of $5 $500 | $456 | $405 Standard |
| 1,000 of $5 $5,000 | $4,560 | $4,050 Standard |
| 10 of $10 $100 | $94.30 | $84.10 Standard |
| 100 of $10 $1,000 | $943 | $841 Standard |
| 1,000 of $10 $10,000 | $9,430 | $8,410 Standard |
| 10 of $25 $250 | $240.20 | $214.70 Standard |
| 100 of $25 $2,500 | $2,402 | $2,147 Standard |
| 1,000 of $25 $25,000 | $24,020 | $21,470 Standard |
| 10 of $50 $500 | $483.50 | $432.50 Standard |
| 100 of $50 $5,000 | $4,835 | $4,325 Standard |
| 1,000 of $50 $50,000 | $48,350 | $43,250 Standard |
After each one's subscription, cut, payment processing and any fee on recurring payments; bold marks the larger.
Other kinds of payment
| 100 a month of | Whop | Patreon |
|---|---|---|
| Sales of $10 | $943 | $841 Standard |
| Sales of $25 | $2,402 | $2,147 Standard |
Every fee side by side
| Whop | Patreon | |
|---|---|---|
| Subscription a month | None listed | None |
| Cut of membership payments | None listed | 10% |
| Cut of sales | None listed | 10% |
| Payment processing | 2.7% + $0.30 | 2.9% + $0.30 |
| Payments from outside the US | +1.5% | None listed |
| Recurring payments | None listed | None listed |
| Currency conversion | +1% | +2.5% |
| Payouts | Whop charges per withdrawal: $2.50 by next-day ACH, 4% + $2.50 by instant bank deposit (RTP), 5% + $1 by crypto, 5% + $2.50 by Venmo and $23 by bank wire; local bank transfers outside the US vary by country. Minimum $10 where it applies. | Patreon takes a fee per payout: $0.25 by US direct deposit, 1% (at least $0.25, at most $20) by PayPal and $1 by Payoneer outside the US; PayPal needs at least $10, Payoneer $25. |
Plans open to new sign-ups. “None listed”: the platform's pages we read state no such fee.
In their own words
Whop: “Whop aims to be the cheapest, most resilient place to accept pure payments.” “2.7% + $0.30 per successful transaction for domestic cards + 1.5% for international cards + 1% if currency conversion applies”
Patreon: “If you published your creator page after August 4, 2025, please note that you are on our standard 10% pricing plan.” “Unlike legacy plans, the standard 10% plan applies the same processing rates to all payments, regardless of amount.”
Whop or Patreon: quick answers
Is Whop or Patreon cheaper?
For membership payments: at 10 membership payments of $5 ($50), Whop leaves $45.60 against $40.50 on Patreon, $61.20 a year more; at 100 membership payments of $10 ($1,000), Whop leaves $943 against $841 on Patreon, $1,224 a year more; at 1,000 membership payments of $50 ($50,000), Whop leaves $48,350 against $43,250 on Patreon, $61,200 a year more. That's each platform's cut, payment processing and any subscription or fee on recurring payments, each on its best plan for that month, before payout fees.
How much do Whop and Patreon take from a $10 membership payment?
Whop takes $0.57 (5.7%) and Patreon Standard takes $1.59 (15.9%), at 100 membership payments a month on each one's best plan.
Which is better for sales, Whop or Patreon?
On fees, Whop: 100 sales of $10 a month leave $943 on Whop and $841 on Patreon Standard. Per sale: Whop takes $0.57 (5.7%) and Patreon Standard takes $1.59 (15.9%).
Do Whop and Patreon charge a monthly fee?
Whop's fee page lists no monthly fee. Patreon charges no monthly fee. Both take their cut from each payment as it comes in.
How do Whop and Patreon pay you out?
Whop charges per withdrawal: $2.50 by next-day ACH, 4% + $2.50 by instant bank deposit (RTP), 5% + $1 by crypto, 5% + $2.50 by Venmo and $23 by bank wire; local bank transfers outside the US vary by country. Minimum $10 where it applies. Patreon takes a fee per payout: $0.25 by US direct deposit, 1% (at least $0.25, at most $20) by PayPal and $1 by Payoneer outside the US; PayPal needs at least $10, Payoneer $25.
Each in detail: Whop fees, Patreon fees. Related: Whop vs Gumroad, Whop vs Skool, Patreon vs Ko-fi, Buy Me a Coffee vs Patreon, Substack vs Patreon, Patreon vs Gumroad. Every option ranked: Patreon alternatives. All the plans side by side: creator payment platform fees.
Sources: Whop's fees, read on 7 October 2026 and Patreon's fees, read on 7 October 2026, with the other help pages each fee page lists.
Prices checked against each platform's own pricing page on .